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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,908 | $167,362+0.3% | $143,799+16.8% | $134,532+24.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.94% | 0.47%-18.4pp | -0.04%-17.9pp | 418.27%-436.2pp |
| Employer contribution / active EE | $2,175 | $5,620-61.3% | $4,952-56.1% | $4,741-54.1% |
| Participant deferral / active EE | $13,450 | $6,447+108.6% | $5,638+138.5% | $6,401+110.1% |
| Admin fee / account holder | $7,200 | $18,094-60.2% | $14,677-50.9% | $11,429-37.0% |