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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,770 | $183,592+99.2% | $155,574+135.1% | $145,877+150.7% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 28.89% | 61.37%-32.5pp | 64.87%-36.0pp | 551.28%-522.4pp |
| Employer contribution / active EE | $10,714 | $5,317+101.5% | $4,676+129.1% | $4,663+129.8% |
| Participant deferral / active EE | $8,379 | $6,466+29.6% | $5,629+48.8% | $6,691+25.2% |
| Admin fee / account holder | $54,119 | $19,316+180.2% | $15,914+240.1% | $13,402+303.8% |