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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,877 | $138,312+9.1% | $122,979+22.7% | $155,188-2.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 13.07% | 22.06%-9.0pp | 20.12%-7.0pp | 148.84%-135.8pp |
| Employer contribution / active EE | $1,506 | $3,530-57.3% | $3,062-50.8% | $4,248-64.6% |
| Participant deferral / active EE | $8,849 | $5,592+58.2% | $5,003+76.9% | $6,531+35.5% |
| Admin fee / account holder | $1,696 | $15,089-88.8% | $12,864-86.8% | $14,480-88.3% |