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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,738 | $93,117-44.4% | $77,096-32.9% | $134,532-61.5% |
| Participation rate | 57.9% | 74.5%-16.6pp | 67.9%-10.0pp | 81.2%-23.3pp |
| Annual return | -15.58% | 62.67%-78.2pp | 42.35%-57.9pp | 418.27%-433.8pp |
| Employer contribution / active EE | $1,879 | $3,420-45.1% | $2,814-33.2% | $4,741-60.4% |
| Participant deferral / active EE | $7,237 | $5,241+38.1% | $4,429+63.4% | $6,401+13.1% |
| Admin fee / account holder | $378 | $6,948-94.6% | $5,428-93.0% | $11,429-96.7% |