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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,548 | $166,268+4.4% | $165,100+5.1% | $145,897+19.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.49% | 100.52%-88.0pp | 70.21%-57.7pp | 552.29%-539.8pp |
| Employer contribution / active EE | $3,429 | $5,284-35.1% | $4,348-21.1% | $4,663-26.5% |
| Participant deferral / active EE | $13,771 | $6,964+97.7% | $6,035+128.2% | $6,689+105.9% |
| Admin fee / account holder | $4,114 | $16,659-75.3% | $12,696-67.6% | $13,390-69.3% |