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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,826 | $112,121-24.3% | $95,960-11.6% | $158,966-46.6% |
| Participation rate | 71.4% | 79.0%-7.6pp | 77.1%-5.7pp | 82.0%-10.5pp |
| Annual return | 10.61% | 171.16%-160.5pp | 91.63%-81.0pp | 302.95%-292.3pp |
| Employer contribution / active EE | $2,015 | $3,199-37.0% | $2,541-20.7% | $4,762-57.7% |
| Participant deferral / active EE | $3,442 | $4,784-28.1% | $4,167-17.4% | $5,983-42.5% |
| Admin fee / account holder | $2,949 | $10,135-70.9% | $6,797-56.6% | $11,250-73.8% |