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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,957 | $80,992+19.7% | $96,534+0.4% | $75,173+29.0% |
| Participation rate | 67.1% | 71.8%-4.6pp | 76.0%-8.8pp | 67.2%-0.1pp |
| Annual return | 16.85% | 27.05%-10.2pp | 25.88%-9.0pp | 160.72%-143.9pp |
| Employer contribution / active EE | $2,121 | $2,283-7.1% | $2,965-28.5% | $2,671-20.6% |
| Participant deferral / active EE | $4,754 | $3,929+21.0% | $4,851-2.0% | $4,126+15.2% |
| Admin fee / account holder | $2,377 | $6,717-64.6% | $8,253-71.2% | $5,651-57.9% |