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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,117 | $76,696-33.4% | $96,515-47.0% | $71,511-28.5% |
| Participation rate | 55.4% | 66.6%-11.1pp | 74.3%-18.9pp | 67.9%-12.5pp |
| Annual return | 19.97% | 48.32%-28.4pp | 35.73%-15.8pp | 28.86%-8.9pp |
| Employer contribution / active EE | $1,713 | $3,032-43.5% | $3,740-54.2% | $2,589-33.8% |
| Participant deferral / active EE | $3,373 | $3,770-10.5% | $4,880-30.9% | $4,291-21.4% |
| Admin fee / account holder | $3,750 | $2,030+84.7% | $6,735-44.3% | $1,588+136.1% |