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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,783 | $80,781-43.3% | $102,437-55.3% | $74,478-38.5% |
| Participation rate | 36.5% | 65.7%-29.2pp | 74.5%-38.0pp | 67.2%-30.7pp |
| Annual return | 19.25% | 27.58%-8.3pp | 24.95%-5.7pp | 1370.56%-1351.3pp |
| Employer contribution / active EE | $1,141 | $3,160-63.9% | $3,871-70.5% | $2,626-56.6% |
| Participant deferral / active EE | $2,106 | $3,862-45.5% | $5,060-58.4% | $4,350-51.6% |
| Admin fee / account holder | $2,905 | $2,372+22.5% | $8,388-65.4% | $1,946+49.3% |