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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,510 | $95,915-84.9% | $79,580-81.8% | $134,532-89.2% |
| Participation rate | 41.7% | 75.0%-33.4pp | 69.5%-27.8pp | 81.2%-39.6pp |
| Annual return | -15.00% | -2.71%-12.3pp | 0.15%-15.2pp | 418.27%-433.3pp |
| Employer contribution / active EE | $876 | $3,129-72.0% | $2,413-63.7% | $4,741-81.5% |
| Participant deferral / active EE | $2,276 | $4,693-51.5% | $3,985-42.9% | $6,401-64.4% |
| Admin fee / account holder | $4,077 | $9,132-55.4% | $6,835-40.4% | $11,429-64.3% |