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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,291 | $111,878-81.0% | $93,727-77.3% | $145,897-85.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 12.29% | 204.28%-192.0pp | 133.83%-121.5pp | 552.29%-540.0pp |
| Employer contribution / active EE | $890 | $3,092-71.2% | $2,421-63.2% | $4,663-80.9% |
| Participant deferral / active EE | $1,780 | $4,920-63.8% | $4,417-59.7% | $6,689-73.4% |
| Admin fee / account holder | $3,015 | $10,256-70.6% | $8,292-63.6% | $13,390-77.5% |