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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,829 | $117,846+15.3% | $102,434+32.6% | $145,884-6.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.15% | 31.90%-23.7pp | 29.46%-21.3pp | 551.85%-543.7pp |
| Employer contribution / active EE | $5,462 | $3,615+51.1% | $3,023+80.7% | $4,662+17.2% |
| Participant deferral / active EE | $8,175 | $5,733+42.6% | $5,055+61.7% | $6,690+22.2% |
| Admin fee / account holder | $4,126 | $13,356-69.1% | $9,462-56.4% | $13,392-69.2% |