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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,462 | $115,814+136.1% | $101,275+170.0% | $158,982+72.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.02% | 56.16%-42.1pp | 46.48%-32.5pp | 302.99%-289.0pp |
| Employer contribution / active EE | $22,224 | $4,176+432.2% | $3,660+507.2% | $4,763+366.6% |
| Participant deferral / active EE | $16,169 | $4,958+226.1% | $4,371+270.0% | $5,983+170.2% |
| Admin fee / account holder | $2,653 | $7,249-63.4% | $5,948-55.4% | $11,252-76.4% |