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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,598 | $105,867-70.2% | $90,760-65.2% | $134,532-76.5% |
| Participation rate | 85.0% | 78.3%+6.7pp | 75.7%+9.3pp | 81.2%+3.8pp |
| Annual return | -17.27% | -10.99%-6.3pp | -12.16%-5.1pp | 418.27%-435.5pp |
| Employer contribution / active EE | $299 | $3,464-91.4% | $2,922-89.8% | $4,741-93.7% |
| Participant deferral / active EE | $3,537 | $5,217-32.2% | $4,565-22.5% | $6,401-44.7% |
| Admin fee / account holder | $3,779 | $13,936-72.9% | $8,444-55.2% | $11,429-66.9% |