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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,014 | $56,110-3.7% | $94,993-43.1% | $70,126-23.0% |
| Participation rate | 85.5% | 65.0%+20.5pp | 73.9%+11.7pp | 69.5%+16.0pp |
| Annual return | 20.07% | 51.02%-31.0pp | 27.14%-7.1pp | 73.15%-53.1pp |
| Employer contribution / active EE | $2,492 | $1,442+72.8% | $2,603-4.3% | $2,343+6.4% |
| Participant deferral / active EE | $5,831 | $2,391+143.9% | $3,317+75.8% | $3,332+75.0% |
| Admin fee / account holder | $554 | $3,456-84.0% | $4,960-88.8% | $4,645-88.1% |