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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,602 | $65,555+38.2% | $86,216+5.1% | $75,173+20.5% |
| Participation rate | 43.4% | 60.5%-17.1pp | 69.0%-25.6pp | 67.2%-23.8pp |
| Annual return | 16.90% | 46.07%-29.2pp | 1169.42%-1152.5pp | 160.72%-143.8pp |
| Employer contribution / active EE | $1,894 | $1,553+21.9% | $2,382-20.5% | $2,671-29.1% |
| Participant deferral / active EE | $3,613 | $3,023+19.5% | $3,986-9.4% | $4,126-12.4% |
| Admin fee / account holder | $17,984 | $5,469+228.8% | $6,853+162.4% | $5,651+218.3% |