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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,069 | $61,660-23.7% | $80,022-41.2% | $64,173-26.7% |
| Participation rate | 92.6% | 71.7%+20.9pp | 75.8%+16.8pp | 69.6%+23.0pp |
| Annual return | -5.05% | -0.33%-4.7pp | 11.22%-16.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $1,703 | $1,810-5.9% | $2,468-31.0% | $2,381-28.5% |
| Participant deferral / active EE | $3,072 | $2,968+3.5% | $3,686-16.7% | $3,470-11.5% |
| Admin fee / account holder | $7,994 | $5,417+47.6% | $6,521+22.6% | $4,887+63.6% |