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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,782 | $150,435-73.6% | $120,580-67.0% | $145,897-72.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 8.01% | 154.60%-146.6pp | 107.48%-99.5pp | 552.29%-544.3pp |
| Employer contribution / active EE | $2,309 | $4,352-47.0% | $3,469-33.5% | $4,663-50.5% |
| Participant deferral / active EE | $7,863 | $6,174+27.4% | $4,995+57.4% | $6,689+17.5% |
| Admin fee / account holder | $5,394 | $12,182-55.7% | $9,418-42.7% | $13,390-59.7% |