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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,636 | $115,814-19.1% | $101,275-7.5% | $158,982-41.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.99% | 56.16%-40.2pp | 46.48%-30.5pp | 302.99%-287.0pp |
| Employer contribution / active EE | $8,919 | $4,176+113.6% | $3,660+143.7% | $4,763+87.3% |
| Participant deferral / active EE | $7,625 | $4,958+53.8% | $4,371+74.5% | $5,983+27.4% |
| Admin fee / account holder | $706 | $7,249-90.3% | $5,948-88.1% | $11,252-93.7% |