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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,597 | $98,240-64.8% | $82,313-58.0% | $147,585-76.6% |
| Participation rate | 63.2% | 79.7%-16.6pp | 76.9%-13.7pp | 82.8%-19.7pp |
| Annual return | 17.36% | 30.85%-13.5pp | 25.88%-8.5pp | 578.58%-561.2pp |
| Employer contribution / active EE | $829 | $3,192-74.0% | $2,428-65.9% | $4,876-83.0% |
| Participant deferral / active EE | $1,803 | $4,383-58.9% | $3,706-51.4% | $5,439-66.9% |
| Admin fee / account holder | $1,021 | $8,563-88.1% | $5,608-81.8% | $10,886-90.6% |