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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,405 | $97,732-12.6% | $83,831+1.9% | $135,380-36.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.44% | 1287.56%-1297.0pp | 850.99%-860.4pp | 519.81%-529.2pp |
| Employer contribution / active EE | $12,190 | $4,222+188.7% | $3,631+235.7% | $4,779+155.1% |
| Participant deferral / active EE | $7,596 | $4,683+62.2% | $4,082+86.1% | $5,609+35.4% |
| Admin fee / account holder | $1,692 | $6,675-74.7% | $5,479-69.1% | $10,828-84.4% |