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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,986 | $54,045-66.7% | $115,167-84.4% | $65,186-72.4% |
| Participation rate | 27.2% | 63.5%-36.3pp | 75.9%-48.7pp | 70.2%-43.0pp |
| Annual return | 27.99% | 26.55%+1.4pp | 35.60%-7.6pp | 29.39%-1.4pp |
| Employer contribution / active EE | $502 | $1,653-69.6% | $3,179-84.2% | $2,177-76.9% |
| Participant deferral / active EE | $1,135 | $2,504-54.7% | $4,169-72.8% | $3,514-67.7% |
| Admin fee / account holder | $3 | $626-99.5% | $7,089-100.0% | $847-99.6% |