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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,141 | $89,241-55.0% | $134,172-70.1% | $79,634-49.6% |
| Participation rate | 26.2% | 47.1%-20.9pp | 72.5%-46.2pp | 62.5%-36.2pp |
| Annual return | 18.44% | 16.69%+1.7pp | 25.30%-6.9pp | 36.46%-18.0pp |
| Employer contribution / active EE | $1,907 | $1,634+16.7% | $3,420-44.2% | $2,529-24.6% |
| Participant deferral / active EE | $774 | $2,288-66.2% | $4,690-83.5% | $3,835-79.8% |
| Admin fee / account holder | $4,191 | $1,359+208.4% | $12,016-65.1% | $1,002+318.3% |