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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,052,904 | $197,637+938.7% | $177,848+1054.3% | $158,982+1191.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 37.02% | 58.77%-21.7pp | 48.33%-11.3pp | 302.99%-266.0pp |
| Employer contribution / active EE | $24,788 | $6,698+270.1% | $5,919+318.8% | $4,763+420.4% |
| Participant deferral / active EE | $15,408 | $8,405+83.3% | $7,714+99.8% | $5,983+157.5% |
| Admin fee / account holder | $1,837 | $15,406-88.1% | $12,431-85.2% | $11,252-83.7% |