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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,967 | $103,392-70.0% | $87,104-64.4% | $152,897-79.7% |
| Participation rate | 76.9% | 79.4%-2.4pp | 76.9%+0.1pp | 82.5%-5.5pp |
| Annual return | 20.56% | 28.10%-7.5pp | 28.19%-7.6pp | 345.43%-324.9pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,953 | $4,778+3.6% | $4,048+22.3% | $5,851-15.4% |
| Admin fee / account holder | $1,446 | $12,194-88.1% | $7,491-80.7% | $11,599-87.5% |