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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,593 | $27,639+162.6% | $61,501+18.0% | $68,490+6.0% |
| Participation rate | 27.7% | 39.5%-11.9pp | 52.6%-24.9pp | 67.9%-40.2pp |
| Annual return | -20.82% | -13.19%-7.6pp | 339.04%-359.9pp | -7.85%-13.0pp |
| Employer contribution / active EE | $922 | $696+32.5% | $1,160-20.5% | $2,597-64.5% |
| Participant deferral / active EE | $2,282 | $1,264+80.6% | $2,125+7.4% | $4,028-43.3% |
| Admin fee / account holder | $56,021 | $2,012+2683.8% | $2,132+2528.1% | $5,403+936.9% |