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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,820 |
ADP BROKER-DEALER3+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
BAIRD FUNDS1 year Filed as: ROBERT W BAIRD AND CO Service code 49 601 CARLSON PKWY STE 950 · MINNETONKA, MN 55305 | Other Services | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,778 | $65,592-13.4% | $90,161-37.0% | $69,631-18.5% |
| Participation rate | 97.6% | 77.6%+20.0pp | 76.9%+20.8pp | 70.7%+27.0pp |
| Annual return | 20.27% | 57.10%-36.8pp | 34.89%-14.6pp | 27571.02%-27550.8pp |
| Employer contribution / active EE | $4,961 | $2,193+126.2% | $3,318+49.5% | $2,032+144.1% |
| Participant deferral / active EE | $6,940 | $5,257+32.0% | $5,287+31.3% | $3,224+115.3% |
| Admin fee / account holder | $6 | $86-92.9% | $5,943-99.9% | $110-94.5% |