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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,488 | $165,399-19.9% | $149,745-11.5% | $158,982-16.7% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 11.12% | 348.34%-337.2pp | 276.72%-265.6pp | 302.99%-291.9pp |
| Employer contribution / active EE | $7,578 | $5,105+48.5% | $4,646+63.1% | $4,763+59.1% |
| Participant deferral / active EE | $15,837 | $7,183+120.5% | $6,843+131.4% | $5,983+164.7% |
| Admin fee / account holder | $34,671 | $10,811+220.7% | $9,312+272.3% | $11,252+208.1% |