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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,846 | $176,688-74.6% | $130,660-65.7% | $152,909-70.7% |
| Participation rate | 25.0% | 79.0%-54.0pp | 71.7%-46.7pp | 82.5%-57.5pp |
| Annual return | 20.68% | 2693.08%-2672.4pp | 1709.29%-1688.6pp | 345.46%-324.8pp |
| Employer contribution / active EE | $0 | $5,743-100.0% | $4,092-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,114 | $4,362-51.5% | $3,603-41.3% | $5,851-63.9% |
| Admin fee / account holder | $4,269 | $7,131-40.1% | $5,463-21.9% | $11,601-63.2% |