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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,508 | $93,346-3.0% | $71,796+26.1% | $273,972-67.0% |
| Participation rate | 57.1% | 76.5%-19.4pp | 69.1%-12.0pp | 83.0%-25.9pp |
| Annual return | 9.32% | 130.39%-121.1pp | 78.04%-68.7pp | 41.46%-32.1pp |
| Employer contribution / active EE | $1,252 | $2,733-54.2% | $1,924-35.0% | $4,869-74.3% |
| Participant deferral / active EE | $7,640 | $3,475+119.8% | $2,794+173.4% | $5,287+44.5% |
| Admin fee / account holder | $2,568 | $6,571-60.9% | $4,815-46.7% | $10,133-74.7% |