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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,966 | $201,344-4.7% | $184,243+4.2% | $145,877+31.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.46% | 29.01%-10.5pp | 28.82%-10.4pp | 551.28%-532.8pp |
| Employer contribution / active EE | $35,256 | $7,022+402.0% | $6,427+448.6% | $4,663+656.1% |
| Participant deferral / active EE | $10,153 | $9,807+3.5% | $9,132+11.2% | $6,691+51.8% |
| Admin fee / account holder | $2,044 | $16,382-87.5% | $13,914-85.3% | $13,402-84.8% |