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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,905 | $209,336+17.9% | $197,124+25.3% | $137,256+79.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 15.47% | 48.09%-32.6pp | 44.34%-28.9pp | 220.34%-204.9pp |
| Employer contribution / active EE | $24,869 | $6,591+277.3% | $6,227+299.3% | $4,156+498.4% |
| Participant deferral / active EE | $7,900 | $9,614-17.8% | $9,135-13.5% | $6,407+23.3% |
| Admin fee / account holder | $2,826 | $17,308-83.7% | $16,298-82.7% | $12,270-77.0% |