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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,649 | $201,372+28.4% | $184,260+40.4% | $145,884+77.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.58% | 29.04%-21.5pp | 28.84%-21.3pp | 551.85%-544.3pp |
| Employer contribution / active EE | $2,826 | $7,024-59.8% | $6,427-56.0% | $4,662-39.4% |
| Participant deferral / active EE | $16,314 | $9,808+66.3% | $9,133+78.6% | $6,690+143.9% |
| Admin fee / account holder | $188 | $16,362-98.9% | $13,898-98.6% | $13,392-98.6% |