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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,269 | $165,399-38.2% | $149,745-31.7% | $158,982-35.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.76% | 348.34%-338.6pp | 276.72%-267.0pp | 302.99%-293.2pp |
| Employer contribution / active EE | $12,833 | $5,105+151.4% | $4,646+176.2% | $4,763+169.4% |
| Participant deferral / active EE | $8,799 | $7,183+22.5% | $6,843+28.6% | $5,983+47.1% |
| Admin fee / account holder | $5,839 | $10,811-46.0% | $9,312-37.3% | $11,252-48.1% |