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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,436 | $47,848-7.1% | $81,473-45.5% | $70,124-36.6% |
| Participation rate | 70.0% | 58.3%+11.7pp | 68.0%+2.0pp | 69.5%+0.5pp |
| Annual return | 11.13% | 27.25%-16.1pp | 38.78%-27.7pp | 73.14%-62.0pp |
| Employer contribution / active EE | $720 | $1,527-52.8% | $2,568-72.0% | $2,342-69.3% |
| Participant deferral / active EE | $2,372 | $2,453-3.3% | $3,537-33.0% | $3,332-28.8% |
| Admin fee / account holder | $5,288 | $3,145+68.1% | $4,561+15.9% | $4,645+13.8% |