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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,904 | $213,785+21.6% | $185,441+40.2% | $155,188+67.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 18.06% | 19.97%-1.9pp | 20.16%-2.1pp | 148.84%-130.8pp |
| Employer contribution / active EE | $3,398 | $5,393-37.0% | $4,672-27.3% | $4,248-20.0% |
| Participant deferral / active EE | $3,007 | $6,864-56.2% | $6,152-51.1% | $6,531-54.0% |
| Admin fee / account holder | $2,905 | $21,134-86.3% | $17,890-83.8% | $14,480-79.9% |