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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,268 | $121,701-19.3% | $104,639-6.1% | $158,982-38.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 15.72% | 465.72%-450.0pp | 340.67%-325.0pp | 302.99%-287.3pp |
| Employer contribution / active EE | $1,575 | $3,165-50.2% | $2,682-41.3% | $4,763-66.9% |
| Participant deferral / active EE | $0 | $4,176-100.0% | $3,738-100.0% | $5,983-100.0% |
| Admin fee / account holder | $343 | $7,778-95.6% | $6,465-94.7% | $11,252-96.9% |