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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,316 | $84,236+274.3% | $170,439+85.0% | $70,124+349.7% |
| Participation rate | 83.3% | 70.8%+12.5pp | 83.6%-0.3pp | 69.5%+13.8pp |
| Annual return | 18.44% | 23.06%-4.6pp | 205.94%-187.5pp | 73.14%-54.7pp |
| Employer contribution / active EE | $20,746 | $3,387+512.5% | $5,433+281.9% | $2,342+785.6% |
| Participant deferral / active EE | $11,504 | $3,086+272.8% | $4,939+132.9% | $3,332+245.3% |
| Admin fee / account holder | $12,262 | $5,698+115.2% | $13,881-11.7% | $4,645+164.0% |