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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,092 | $85,766-18.3% | $136,298-48.6% | $70,1260% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.35% | 31.46%-15.1pp | 5156.27%-5139.9pp | 73.15%-56.8pp |
| Employer contribution / active EE | $3,451 | $2,966+16.4% | $4,696-26.5% | $2,343+47.3% |
| Participant deferral / active EE | $4,711 | $5,051-6.7% | $6,247-24.6% | $3,332+41.4% |
| Admin fee / account holder | $1,539 | $5,421-71.6% | $9,244-83.4% | $4,645-66.9% |