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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,912 | $58,523-59.1% | $99,475-76.0% | $72,975-67.2% |
| Participation rate | 64.3% | 64.6%-0.3pp | 73.8%-9.5pp | 69.5%-5.2pp |
| Annual return | 23.75% | 28.51%-4.8pp | 30.72%-7.0pp | 81.01%-57.3pp |
| Employer contribution / active EE | $1,161 | $1,512-23.2% | $2,540-54.3% | $2,440-52.4% |
| Participant deferral / active EE | $2,712 | $2,606+4.1% | $3,619-25.0% | $3,608-24.8% |
| Admin fee / account holder | $210 | $4,102-94.9% | $6,252-96.6% | $5,124-95.9% |