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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,108 | $82,678-1.9% | $125,391-35.3% | $68,490+18.4% |
| Participation rate | 96.4% | 75.1%+21.4pp | 82.4%+14.0pp | 67.9%+28.5pp |
| Annual return | -19.86% | -5.97%-13.9pp | 572.41%-592.3pp | -7.85%-12.0pp |
| Employer contribution / active EE | $7,071 | $3,382+109.0% | $4,816+46.8% | $2,597+172.3% |
| Participant deferral / active EE | $5,771 | $6,111-5.6% | $7,448-22.5% | $4,028+43.3% |
| Admin fee / account holder | $1,781 | $6,277-71.6% | $10,009-82.2% | $5,403-67.0% |