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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,453 | $81,504-1.3% | $102,437-21.5% | $80,959-0.6% |
| Participation rate | 71.4% | 66.9%+4.6pp | 74.5%-3.1pp | 67.7%+3.8pp |
| Annual return | 24.63% | 25.60%-1.0pp | 24.95%-0.3pp | 35.67%-11.0pp |
| Employer contribution / active EE | $2,020 | $3,104-34.9% | $3,871-47.8% | $2,757-26.7% |
| Participant deferral / active EE | $4,511 | $3,871+16.5% | $5,060-10.9% | $4,300+4.9% |
| Admin fee / account holder | $1,396 | $6,719-79.2% | $8,388-83.4% | $6,925-79.8% |