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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,579 | $71,873-1.8% | $86,698-18.6% | $68,490+3.0% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -19.83% | 3.54%-23.4pp | 35.96%-55.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $3,336 | $2,173+53.5% | $2,837+17.6% | $2,597+28.5% |
| Participant deferral / active EE | $6,130 | $3,779+62.2% | $4,656+31.6% | $4,028+52.2% |
| Admin fee / account holder | $2,160 | $6,110-64.6% | $7,492-71.2% | $5,403-60.0% |