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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,563 | $157,296+25.6% | $141,191+39.9% | $152,897+29.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.37% | 64.34%-39.0pp | 71.41%-46.0pp | 345.43%-320.1pp |
| Employer contribution / active EE | $23,038 | $5,262+337.8% | $4,736+386.4% | $4,764+383.6% |
| Participant deferral / active EE | $16,000 | $7,111+125.0% | $6,710+138.4% | $5,851+173.5% |
| Admin fee / account holder | $950 | $12,125-92.2% | $10,264-90.7% | $11,599-91.8% |