Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $28,767 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,091 | $25,302-32.5% | $74,723-77.1% | $67,582-74.7% |
| Participation rate | 36.2% | 37.8%-1.6pp | 54.5%-18.2pp | 71.3%-35.1pp |
| Annual return | 27.13% | 10291.17%-10264.0pp | 753.18%-726.1pp | 378.57%-351.4pp |
| Employer contribution / active EE | $472 | $446+5.8% | $1,084-56.4% | $2,148-78.0% |
| Participant deferral / active EE | $572 | $954-40.1% | $1,962-70.9% | $3,539-83.9% |
| Admin fee / account holder | $124 | $108+15.2% | $3,335-96.3% | $142-12.9% |