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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,644 | $217,432+29.5% | $185,849+51.5% | $167,536+68.1% |
| Participation rate | 93.8% | 86.1%+7.7pp | 81.7%+12.0pp | 82.1%+11.6pp |
| Annual return | 13.66% | 148.42%-134.8pp | 122.10%-108.4pp | 478.82%-465.2pp |
| Employer contribution / active EE | $13,683 | $5,875+132.9% | $5,169+164.7% | $4,839+182.8% |
| Participant deferral / active EE | $8,739 | $6,357+37.5% | $5,569+56.9% | $6,342+37.8% |
| Admin fee / account holder | $47,767 | $19,818+141.0% | $16,244+194.1% | $12,315+287.9% |