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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,270 | $54,162-33.0% | $68,612-47.1% | $64,173-43.5% |
| Participation rate | 77.4% | 68.1%+9.4pp | 72.2%+5.2pp | 69.6%+7.8pp |
| Annual return | -9.56% | -1.62%-7.9pp | -4.63%-4.9pp | 7.63%-17.2pp |
| Employer contribution / active EE | $2,280 | $1,846+23.5% | $2,625-13.2% | $2,381-4.2% |
| Participant deferral / active EE | $1,845 | $2,626-29.7% | $3,311-44.3% | $3,470-46.8% |
| Admin fee / account holder | $2,430 | $4,029-39.7% | $5,131-52.6% | $4,887-50.3% |