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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,973 | $63,703-27.8% | $93,063-50.6% | $82,448-44.2% |
| Participation rate | 51.6% | 63.8%-12.2pp | 72.1%-20.5pp | 68.1%-16.5pp |
| Annual return | 19.80% | -775.43%+795.2pp | 34.15%-14.4pp | 41.64%-21.8pp |
| Employer contribution / active EE | $1,631 | $1,729-5.6% | $2,476-34.1% | $2,551-36.1% |
| Participant deferral / active EE | $3,229 | $2,919+10.6% | $3,958-18.4% | $4,139-22.0% |
| Admin fee / account holder | $257 | $5,982-95.7% | $6,033-95.7% | $7,234-96.4% |