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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,973 | $73,107-37.1% | $114,563-59.9% | $87,485-47.5% |
| Participation rate | 51.6% | 65.8%-14.2pp | 72.9%-21.3pp | 68.9%-17.3pp |
| Annual return | 19.80% | 19.47%+0.3pp | 241.09%-221.3pp | 26.06%-6.3pp |
| Employer contribution / active EE | $1,631 | $1,881-13.3% | $2,592-37.1% | $2,596-37.2% |
| Participant deferral / active EE | $3,229 | $3,144+2.7% | $4,142-22.0% | $4,274-24.4% |
| Admin fee / account holder | $257 | $5,770-95.5% | $7,623-96.6% | $7,775-96.7% |