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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,973 | $87,225-47.3% | $158,226-70.9% | $94,015-51.1% |
| Participation rate | 51.6% | 67.9%-16.3pp | 74.8%-23.2pp | 70.8%-19.2pp |
| Annual return | 19.80% | 16.34%+3.5pp | 501.41%-481.6pp | 17.84%+2.0pp |
| Employer contribution / active EE | $1,631 | $2,217-26.4% | $2,986-45.4% | $2,790-41.5% |
| Participant deferral / active EE | $3,229 | $3,405-5.2% | $4,317-25.2% | $4,249-24.0% |
| Admin fee / account holder | $257 | $7,888-96.7% | $10,217-97.5% | $8,951-97.1% |