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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,661 | $88,707+76.6% | $74,184+111.2% | $273,972-42.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.54% | 11.94%-2.4pp | 17.74%-8.2pp | 41.46%-31.9pp |
| Employer contribution / active EE | $127 | $3,159-96.0% | $2,370-94.6% | $4,869-97.4% |
| Participant deferral / active EE | $5,746 | $4,212+36.4% | $3,550+61.9% | $5,287+8.7% |
| Admin fee / account holder | $4,762 | $8,717-45.4% | $5,586-14.7% | $10,133-53.0% |