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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,029 | $117,846+246.2% | $102,434+298.3% | $145,884+179.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.49% | 31.90%-18.4pp | 29.46%-16.0pp | 551.85%-538.4pp |
| Employer contribution / active EE | $1,998 | $3,615-44.7% | $3,023-33.9% | $4,662-57.1% |
| Participant deferral / active EE | $13,319 | $5,733+132.3% | $5,055+163.5% | $6,690+99.1% |
| Admin fee / account holder | $695 | $13,356-94.8% | $9,462-92.7% | $13,392-94.8% |